Seize Opportunities with KreditMudra NRI Loans
NRI loan services provide tailor-made financial solutions to meet the unique needs of NRIs. With competitive interest rates, flexible repayment options, and dedicated support, our NRI loan offerings ensure that your financial goals in India are achieved with ease and convenience.
Interest rate
8.60% p.a. onwards
Loan amount
Up to 80% of property value
Tenure
Up to 20 years
NRI Loans: every variant
Select a product to see how it works and how we help you secure it.
NRI Home Loan
Many NRIs dream of buying a lovely home in India, and KreditMudra simplifies the home loan process for NRIs by providing expert support and guidance, ensuring quick disbursement with lower interest rates. We help with many factors, such as finding the best-fit lender among the top financial institutions (banks and NBFCs).
Fill out the form to receive assistance with eligibility checks, application, documentation verification, and final approval. Whether you are salaried or self-employed and residing abroad (including PIOs and OCIs), we provide you with guidance from financial industry experts.
Key highlights
NRI home loans
NRI personal loans
NRI car loans
Loan Against Property (LAP) for NRIs
Best interest offers from multiple lenders
Dedicated relationship support across time zones
Eligibility criteria
NRI, PIO or OCI status with valid documentation
Salaried or self-employed with stable overseas income
Minimum 1–3 years of overseas employment or business
NRE / NRO account for routing the EMI
Resident Indian co-applicant, where the lender requires one
Documents required
Valid passport and visa, plus PIO / OCI card if applicable
Overseas employment contract or appointment letter
Last 6 months' overseas salary account statements
NRE / NRO account statements
Power of Attorney in favour of a resident Indian representative
Criteria and documentation vary between lenders. We confirm the exact requirement for your chosen lender before you submit anything.
Estimate your NRI loan EMI
Adjust the amount, rate and tenure to see what the repayment would look like.
Your monthly EMI
₹24,765
- Principal₹25 L
- Total interest₹19.58 L
- Total payable₹44.58 L
Indicative only. Your actual EMI depends on the lender's final approved rate, processing fees and insurance.
Get offers at this amountNRI Loans: common questions
Usually not. Most lenders accept documents attested at the Indian embassy or by your overseas employer, and a registered Power of Attorney lets a resident Indian representative sign on your behalf.
EMIs must be remitted through normal banking channels (from your NRE or NRO account, or by direct remittance from your overseas account). Repayment in cash is not permitted.
Yes. OCI and PIO cardholders are eligible for home, car and property loans in India on broadly the same terms as NRIs, subject to each lender's specific policy.
Generally yes. NRI home loans are commonly capped around 20 years, against up to 30 for resident borrowers, and lenders also align maturity with your expected working age abroad.
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