Fuel Your Business Growth with KreditMudra Business Loans
Are you looking to expand your business, purchase new equipment, or manage your working capital? KreditMudra offers flexible and affordable business loans to help you achieve your business goals. Our tailored financial solutions are designed to meet the unique needs of small and medium-sized enterprises (SMEs).
Interest rate
10.50% p.a. onwards
Loan amount
Up to ₹2 Crore
Tenure
12 – 60 months
Business Loans: every variant
Select a product to see how it works and how we help you secure it.
Professional Loans
If you are among the self-employed professionals (such as a doctor, chartered accountant, or company secretary), a professional loan can offer you comprehensive financial support to upgrade your infrastructure, equipment, and machinery, which eventually helps your profession switch gears.
KreditMudra provides you with expert support and guidance to compare different financial lenders (banks, NBFCs, and co-operatives) and helps you get loans quickly with lower interest rates. Our team will assist you with the application process, documentation, and final approval.
Key highlights
Loans for professionals and the self-employed
No collateral required
Best eligibility offers from multiple lenders
Best interest offers from multiple lenders
Quick disbursal with minimal documentation
Eligibility criteria
Self-employed professionals or business owners aged 21–65
Business vintage of at least 2 years with profitability
Minimum annual turnover as defined by the lender
CIBIL score of 700 or above preferred
Filed ITRs for the last 2 years
Documents required
PAN and Aadhaar of the applicant and co-applicant
Business registration / professional degree and practice certificate
Last 2 years' ITR with computation of income
Last 12 months' current account statements
GST returns where applicable
Criteria and documentation vary between lenders. We confirm the exact requirement for your chosen lender before you submit anything.
Estimate your Business loan EMI
Adjust the amount, rate and tenure to see what the repayment would look like.
Your monthly EMI
₹27,635
- Principal₹25 L
- Total interest₹24.74 L
- Total payable₹49.74 L
Indicative only. Your actual EMI depends on the lender's final approved rate, processing fees and insurance.
Get offers at this amountBusiness Loans: common questions
No. A standard business loan is an unsecured facility where nothing is pledged. Lenders underwrite on the strength of your cash flows, filed returns and credit history instead of an asset.
Professional loans for doctors, CAs and company secretaries typically range from ₹5 lakh to ₹75 lakh, and can go higher for established practices. Eligibility is usually a multiple of your annual professional receipts.
700 and above gives you access to the widest set of lenders and the sharpest pricing. Between 650 and 700 options narrow but remain workable. We check your profile against multiple lender policies before logging in a file, so you avoid needless rejections.
Most lenders allow foreclosure after a lock-in of 6–12 EMIs, with charges typically between nil and 4% of the outstanding principal. Some NBFCs waive it entirely when you repay from business income. We factor this into the lender comparison.
Ready to find your lender?
Share your requirement once. We compare it against 50+ banks and NBFCs and come back with the shortlist worth applying to.
Free for borrowers
No impact on your credit score
