We are not a lender
KreditMudra is a loan advisory and facilitation platform. We are not a bank, an NBFC, a housing finance company or any other regulated lending entity. We do not lend money, accept deposits, or issue any form of credit.
Every loan referenced on this site is granted by a separate lending institution. Your loan agreement, and every obligation under it, is between you and that institution.
Rates and figures are indicative
Interest rates, loan amounts, tenures and eligibility criteria published here are indicative and drawn from publicly available lender information. They are intended to help you form a rough picture, not to serve as a quotation.
Lenders change their pricing and policies frequently and without notice. The terms actually offered to you will depend on your credit profile, income, the security offered and the lender's assessment at the time you apply.
Calculators are estimates
Our EMI, eligibility, amortisation and balance transfer calculators apply standard formulas to the values you enter. They do not include processing fees, insurance premiums, statutory charges or lender-specific pricing adjustments, and they cannot see the rest of your credit profile.
Treat their output as a planning aid. Your lender's own sanction letter is the only authoritative statement of what a loan will cost you.
Not financial, tax or legal advice
The content on this website, including our articles and guides, is general information about lending in India. It is not personalised financial, investment, tax or legal advice, and it does not take account of your particular circumstances.
We are not licensed investment advisers. Before acting on anything you read here, particularly on tax treatment, property matters or prepayment decisions, please consult a qualified professional who can consider your specific position.
No guarantee of outcome
We do not and cannot guarantee that any application will be approved, that a particular rate will be available, or that a loan will be disbursed within any specific timeframe. Any timelines mentioned reflect typical experience, not commitments.
Accuracy of content
We take reasonable care to keep this website accurate and current. Regulations, scheme terms and lender policies change, and errors and omissions are possible. We make no warranty that all content is complete or up to date at any given moment.
If you spot something that looks wrong, we would genuinely like to know. Please write to admin@kreditmudra.com.
Third-party marks
Names, trademarks and logos of banks, NBFCs and other institutions appearing on this site are the property of their respective owners. They are used solely to identify institutions within our lending network and do not imply any endorsement of KreditMudra by those institutions.
Beware of fraud
We will never ask you for a password, OTP, card PIN or full bank account credentials, and we will never ask you to transfer money to an individual's account to secure a loan approval.
If anyone claiming to represent KreditMudra asks for any of these, do not comply. Report it to us immediately on +91 91084 33466 or at admin@kreditmudra.com.
